Cigna SureFit® Medical Plans
Customizable plans that meet the needs of each employee and employer in very select service areas.
Cigna SureFit Medical Plans Overview
Cigna SureFit is designed to drive cost efficiency and create a more personal experience for employees. The collaborative focus gives doctors patient-specific information, insights, and resources to improve quality of care, improve outcomes, and lower costs. Employees save money when accessing doctors and hospitals in their focused network. Employers may see immediate savings of up to 15% or more over our Cigna Open Access Plus product.1
Cigna SureFit plans are customizable and can flex to fit the unique needs of customers and employers in a given market. Cigna SureFit is only available to employers in select areas.2
Your plan will vary based on what you discuss with your local Cigna Healthcare℠* representative, but here is a basic summary of how Cigna SureFit plans typically work:
| Plan Features | SureFit Plan |
|---|---|
| PCP Required | Yes |
| PCP Auto-Assignment Included | No |
| Referrals to Specialists Required | Varies by plan |
| Out-of-Network Coverage | No |
| Urgent/Emergent Services Coverage | Yes |
| Self-funded Options Available | Yes |
| Option to Offer HSA, HRA, or FSA | Yes |
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*Offered by Cigna Health and Life Insurance Company or its affiliates
In Utah, plans are offered by Cigna Health and Life Insurance Company.
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1 Percentage of savings is estimated based on an internal Cigna Healthcare study conducted in 2021 comparing Cigna’s SureFit networks to Cigna’s Open Access Plus (OAP) networks assuming equivalent benefit structure, deductibles, copay and out-of-pocket maximum limits. Savings range represents the potential savings and is not guaranteed. Savings will also vary depending on plan design, geographic distribution and utilization patterns.
2 Cigna SureFit is only available to employers in select areas.
Product availability may vary by location and plan type and is subject to change. All group health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, contact a Cigna Healthcare representative.
Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and Life Insurance Company (Bloomfield, CT), or its affiliates. In Utah, all products and services are provided by Cigna Health and Life Insurance Company (Bloomfield, CT). Policy forms: OK – HP-APP-1 et al., OR – HP-POL38 02-13, TN – HP-POL43/HC-CER1V1 et al. (CHLIC); GSA-COVER, et al. (CHC-TN).
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