Defined Contributions
Fixed employer contributions are a good choice for organizations that face continued pressure on affordability of health benefits.
Reducing Employer Health Insurance Costs
Defined contributions from Cigna Healthcare℠* allow employers to establish an annual dollar contribution amount per employee to spend on all health care plan coverage. When paired with a private exchange or marketplace, defined contributions stabilize costs for employers and give employees a better understanding of the total cost of their plan, while offering more choices.
How Defined Contribution Plans Work
- Employer contribution uses pre-tax dollars.
- An employee uses the employer contribution to select products that best meet their needs.
- Employers have multiple options to structure a cost-effective approach to help employees pay for their benefits.
- Employees stay invested in making smart choices.
Benefits of Cigna Healthcare Medical Plans
- Option for employers to bundle pharmacy, behavioral health, dental, and more
- Optional health and wellness incentive programs to encourage and reward employees
- Dedicated client service team
*Offered by Cigna Health and Life Insurance Company
View Cigna Healthcare Company Names
Product availability may vary by location, group size and plan type and is subject to change. All group health insurance policies, stop-loss insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, contact a Cigna Healthcare representative.
Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and Life Insurance Company (Bloomfield, CT), or its affiliates. In Utah, all products and services are provided by Cigna Health and Life Insurance Company (Bloomfield, CT). Policy forms: OK – HP-APP-1 et al., OR – HP-POL38 02-13, TN – HP-POL43/HC-CER1V1 et al. (CHLIC); GSA-COVER, et al. (CHC-TN).
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