Benefit Solutions for Small Employers (2-99)
The right health plan and health partner can help your employees stay healthy and thrive.
Plans offered by Cigna Health and Life Insurance Company
Plans Designed for Smaller Workforces: 25-99 Employees1
When you work with Cigna Healthcare℠, you'll have a partner who can provide an easier, more personalized health care experience for your employees.
Looking for health plans for 2-50 employees?
Cigna Healthcare Small Group plans2 are traditional, fully insured plans built for small businesses with at least one qualified full-time (or full-time equivalent) employee, other than the business owner or a spouse. Our small group offerings are built around our national and local provider networks and are available to employers in Arizona, Georgia, and Tennessee with 2-50 employees.
Why Small Businesses Choose Cigna Healthcare
To meet your organization's unique needs, Cigna Healthcare designed health plans with small companies in mind, offering fully connected medical, pharmacy, and behavioral health benefits that inspire healthy outcomes.
Provider Networks
We offer large, nationwide networks or locally focused networks with quality doctors and hospitals.3
Behavioral Health Support
A large network of behavioral clinicians, self-service digital tools4, and employee assistance programs promote mental health.5
24/7/365 Live Customer Service
Live customer service is available 24/7/365 for any questions or concerns your employees may have.
Virtual Care6
From urgent care to primary care, behavioral and physical therapy, employees have access to a full suite of telehealth options.
Integrated Pharmacy
Our comprehensive pharmacy management includes available network, formulary, and member cost saving options.
Health and Wellness Engagement
A team of engagement specialists, and comprehensive wellness programs and materials, help educate and engage employees.
Cigna One Guide®
The Cigna One Guide service combines technology with empathetic human support to help your employees manage their health.
Customized Virtual Benefits Education Website
Two virtual benefit assistants guide and explain the specific Cigna Healthcare-administered benefits you are offering.
Options for Affordability
Select from a wide range of deductible, copay, and coinsurance options, including high-deductible plans.
Helping People Achieve the Best Outcomes for Their Lives
Cigna Healthcare takes a condition-specific approach to health care that personalizes each patient's health journey. (Length: 00:02:01)
Funding Solutions for Employers
We offer multiple insured and self-funded funding options to help employers pay for employee benefits. Contact your Cigna Healthcare representative to find out what's available.
Resources to Share With Your Employees
Ideal for new enrollees and employees looking for general information on how health plans work.
Knowledge Center
Informational articles and resources on a wide range of insurance and health care topics.
Member Guide
Getting the most from your plan. Comprehensive info for all new and existing plan holders.
Cigna for Employers Online Portal
Get a personalized view of your company's plan, from the products you offer to your employees' digital engagement performance.
Please note that access for Small Group plans (2 - 50 employees) is not available at this time.
View Cigna Healthcare Company Names
1 In most states, Cigna Healthcare offers group insurance coverage to employers with more than 50 full-time employees, as well as administrative services for self-funded plans with as few as 25 full-time employees.
2 Cigna Healthcare offers groups insurance coverage to employers with less than 50 full-time employees in the following geographies: Arizona, Georgia, and Tennessee.
3 Network and funding options vary by market.
4 Program services are provided by independent companies/entities and not by Cigna Healthcare. Programs and services are subject to all applicable program terms and conditions. Program availability is subject to change.
5 Employee assistance program services are in addition to, not instead of, health plan benefits. These services are separate from health plan benefits and do not provide reimbursement for financial losses. Customers are required to pay the entire discounted charge for any discounted legal and/or financial services. Legal consultations related to employment matters are excluded. Additional restrictions may apply. Program availability may vary by plan type and location, and are not available where prohibited by law.
6 Cigna Healthcare provides access to virtual care through national telehealth providers as part of your plan. This service is separate from your health plan's network and may not be available in all areas.
Product availability may vary by location and plan type and is subject to change. All group health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, contact a Cigna Healthcare representative.
Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and Life Insurance Company (Bloomfield, CT), or its affiliates. In Utah, all products and services are provided by Cigna Health and Life Insurance Company (Bloomfield, CT). Policy forms: OK – HP-APP-1 et al., OR – HP-POL38 02-13, TN – HP-POL43/HC-CER1V1 et al. (CHLIC); GSA-COVER, et al. (CHC-TN).
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