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Types of Health Plans

Learn about the different types of health plans, the benefits of each plan, what's covered, and more.

Featured Articles

A doctor meets with an older patient

What's the Difference Between an HMO, EPO, and PPO?

Get help choosing between an Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Preferred Provider Organization (PPO) plan...

A pediatrician meets with a patient and their parent

What is POS Health Insurance?

In general, a Point of Service (POS) health insurance plan provides access to health care services at a lower overall cost, but...

A woman writes with a pen on a pad

High-Deductible Health Plans Pros and Cons

Understanding how a high-deductible health insurance plan works can help you find the coverage that may...

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The Clearity Plan: The Know-Before-You-Go Plan

Our copay-only health plan helps you avoid surprise health care costs.

How to Control Health Care Costs With the Clearity Plan

Compare and prepare before you make your appointment.

How to Find Care That’s Right for You With the Clearity Plan

Seeing your copay costs upfront can help you get care with confidence.

What is an HSA (Health Savings Account)?

A Health Savings Account (HSA) is a special savings account that helps you save money for future health care costs. Find out how this tax-advantaged account works and if it's right for you.

What is an EAP?

Learn more about how Employee Assistance Programs work and how they can help you with both personal and work challenges.

HMO vs. POS: What's the Difference?

Learn about the differences between HMO and POS health insurance plans by comparing each plan’s network coverage, premiums, and out-of-pocket costs.

What is an EPO Health Plan?

Discover the features of an EPO (Exclusive Provider Organization) health plan. Learn how it offers cost savings and direct access to specialists within a provider network.

What is HMO Insurance?

HMO, or Health Maintenance Organization, is a common type of health insurance plan. HMOs are often more affordable but can come with certain restrictions. Find out if an HMO plan is right for you.

What is PPO Insurance?

PPO, or Preferred Provider Organization, is a common type of insurance. It typically has lower out-of-pocket costs for in-network providers. Find out if a PPO plan is right for you.

HDHP vs. PPO Health Plans: What's the Difference?

If you're shopping for health insurance coverage, find out if a high-deductible health plan (HDHP) or Preferred Provider Organization (PPO) plan is right for you...

What is Catastrophic Health Insurance?

Catastrophic insurance helps protect you in unexpected medical situations. Find out more about its coverage, cost, and eligibility...

What is COBRA Insurance?

COBRA insurance may provide you with temporary health coverage after you leave a job or due to another event that qualifies...

What is Managed Care?

If you have a health plan, chances are you have a managed care plan. The most common health plans available today often include features of managed care...

Difference Between HSAs, HRAs, and FSAs

HSAs, HRAs, and FSAs are types of accounts you can use to pay for certain health care expenses for you and your covered dependents...

HMO vs PPO vs EPO: Choose the Best Plan

Get help choosing between an Health Maintenance Organization (HMO), Preferred Provider Organization (PPO) plan, and Exclusive Provider Organization (EPO).

What is Short Term Health Insurance?

Short term health insurance may provide you with temporary medical coverage in certain situations. Many of the features of these temporary health insurance plans differ greatly from traditional health plans...

Types of Health Insurance

A health insurance plan can help you manage your health care needs, as well as costs...

What is Point of Service (POS) Insurance?

Point of Service (POS) health plans use a primary doctor to manage care but still allows out‑of‑network visits...

How to Buy Health Insurance and Choose the Right Plan

Are you looking to buy health insurance and not sure where to start? Choosing the right health care plan depends on...

High-Deductible Health Plan Pros and Cons

Understanding how a high-deductible health insurance plan works can help you find the coverage that may be right for you.

PPO vs. POS Plans: What's the Difference?

In general, the biggest difference between PPO vs. POS plans is flexibility. A PPO, or Preferred Provider Organization, offers a lot of flexibility...

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This information is for educational purposes only. It is not medical advice. Always consult your doctor for appropriate examinations, treatment, testing, and care recommendations.