Critical Illness Insurance
Additional coverage to help with out-of-pocket costs resulting from an unexpected critical illness.
Financial Coverage for Critical Illnesses
Critical illness can be difficult—recovery doesn’t have to be. When a serious illness strikes, help your employees focus on getting better, and worry less about medical bills. Critical Illness insurance from Cigna Healthcare℠* can help cover out-of-pocket, everyday expenses that add up while an employee is experiencing a serious illness.
Benefits of a Critical Illness Plan for Your Employees
Direct Payments
A cash benefit is paid directly to covered person for a diagnosis of a covered critical illness or specific disease condition.
Flexible
Employees can use the money however they want, including medical deductibles, child care, groceries, and more.
Supplements a Medical Plan
Benefits are paid in addition to other coverage an employee may have.
Cost Effective
Premium is conveniently deducted from an employee's paycheck at a low group rate.
Benefits are portable
Employees can keep their coverage if they leave their employer.1
Maximize employee benefit payments with Cigna Simple File®
- Auto compare2 – For customers who also have medical coverage, we carefully review medical claims and remind customers to submit their eligible critical illness claim.
- Auto claim2 – For customers who also have our disability, life and/or accidental death and dismemberment (AD&D) coverage, we'll automatically file their eligible accidental injury, critical illness, or hospital care (indemnity) claim so they can focus on their health.
Critical Illness Injury
Watch how our Critical Illness insurance can offer employees financial coverage while they focus on their health. (Length: 00:01:32)
*Insured by Cigna Health and Life Insurance Company
View Cigna Healthcare Company Names
1 Under most plans, coverage is portable and ends at age 100.
2 The Simple File process is based on a one-time assessment of the initial claim documentation for the primary claim. Any subsequent events would not be identified.
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Group Critical Illness insurance is offered or insured by Cigna Health and Life Insurance Company (Bloomfield, CT). Plans may not be available in all areas. All group insurance policies may contain exclusions, limitations, reduction of benefits, and terms under which the policies may be continued in force or discontinued. For costs and complete details of coverage, contact your Cigna Healthcare representative. Policy forms: GCI-00-1000, GCI-02-1000, GCI-00-0000.OR, GCI-02-0000.OR et al.
Product availability may vary by location and plan type and is subject to change. All group insurance policies may contain exclusions, limitations, reduction in benefits, and terms under which the policy may be continued in force or discontinued. For costs and details of coverage, contact your Cigna Healthcare representative.
Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and Life Insurance Company (Bloomfield, CT). The Cigna Healthcare names, logos, and marks are owned by Cigna Intellectual Property, Inc.