How Health Plans Work
There are many moving parts to a health plan. Here you can learn the basics—from enrollment periods and explanations of benefits, to plan costs and prior authorization.
Featured Articles
How Health Insurance Works
Health insurance is a legal agreement between you and a health insurance company. That agreement includes...
How Dental Insurance Works
Dental insurance provides benefits that can help protect you from the high cost of dental care. Find out how they work and what they cover...
What is Prior Authorization?
Learn more about prior authorization, the process to get pre-approval, and the impact of the No Surprises Act...
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Media Gallery
Videos
What’s Coinsurance and How Does It Work?
Watch this short video to learn how coinsurance, copays, and deductibles work in an individual health care plan. (Length: 00:01:46)
Your Individual Deductible
This short video explains how an individual health insurance plan works and what it may cover. (Length: 00:01:44)
This information is for educational purposes only. It is not medical advice. Always consult your doctor for appropriate examinations, treatment, testing, and care recommendations.