Topic:

Costs of Health Insurance

Learn about the various costs related to a health plan, what they mean, and how you can use this knowledge to help manage your health care.

Featured Articles

A couple reviews information on a laptop

Copays, deductibles, and coinsurance let you know when and how much you may need to pay for your health care...

medical professionals smiling

You can avoid unexpected medical bills by knowing how your plan works. Certain choices you make can affect what you'll pay...

medical imaging

MRIs, CTs, and PET scans can cost much less at some facilities. You can save by making a more informed choice about...

All Articles

How Does Health Insurance Work?

Health insurance is a legal agreement between you and a health insurance company. That agreement includes...

Copays, Deductibles, and Coinsurance

Copays, deductibles, and coinsurance let you know when and how much you may need to pay for your health care...

Shop Around for MRIs, CTs, and PET Scans

MRIs, CTs, and PET scans can cost much less at some facilities. You can save by making a more informed choice about where you get your services.

What is Inpatient vs. Outpatient Care?

The terms “inpatient” and “outpatient” have very different meanings. Knowing the difference between inpatient vs. outpatient care can help you manage your health care.

What is an Out-of-Pocket Maximum?

An out-of-pocket maximum is a cap, or limit, on the amount of money you have to pay for covered health care services in a plan year...

What is a Health Insurance Premium?

A health insurance premium is a monthly fee you pay each month for having health insurance coverage.

What is an Explanation of Benefits (EOB)?

Knowing how to read an EOB can help you understand your health insurance plan and medical costs.

In-Network vs. Out-of-Network Providers

You can avoid unexpected medical bills by knowing how your plan works. Certain choices you make can affect what you'll pay...

7 Ways to Help Lower Out-of-Pocket Health Care Costs

You can lower your out-of-pocket health care costs with these helpful quick tips.

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Media Gallery

Videos

VIDEO

What’s Coinsurance and How Does It Work?

Watch this short video to learn how coinsurance, copays, and deductibles work in an individual health care plan. (Length: 00:01:46)

VIDEO

Your Individual Deductible

This short video explains how an individual health insurance plan works and what it may cover. (Length: 00:01:44)

This information is for educational purposes only. It is not medical advice. Always consult your doctor for appropriate examinations, treatment, testing, and care recommendations.